Riba dan Gharar Dalam Insurans: Satu Analisis Fiqh

Abstract

This paper attempts to exemplify the elements of riba and gharar in insurance which have resulted the contact fasad as declared by the Jawatankuasa Fatwa Majlis Agama Kebangsaan in 1972. It is shown that, both of them pervade insurance conspicuously ang convincingly which may elucidate the stand of the fatwa. This paper also looks at their effect on the insurance contract and tries to show how takaful contract dismisses them.